Are You Freelancing?

Tony Wiley Chicago - Freelancers can earn more or same than a regular job. There are so many freelance options in every industry. This wasn't the scenario a decade back, but today, you've got a bunch of opportunities. So many people aren't aware of the freelance options, which keeps them ignorant of the money making shortcut. This is one such interesting idea of earning money that can give you extra benefits on your traditional job. Enjoy the perks of working overtime or take a freelance assignment, money will flow into your account.

You are an experienced of the freelance market, then here you have a chance to skyrocket your rates. Everyone seeks the support or wants to work with an experienced professional. If you are in the job from the last few years, then this can be the time you must start earning more than before. Don't spoil the comfort zone with the existing clients, but pitch for the new clients who are ready to pay a good amount for your services. Lure the prospects with your talent and quote the price you would want him to pay for the job. Another way to increase your earnings through freelancing projects is by the choice of assignments. Take quality projects which value the work done by you. This way, your demand in the project will yield you good money automatically.

Grow your network and reign the market with your skills and talent. If you are well versed in your job, then people will definitely pay you extra from the existing price for that job. Just master your skills and see the people follow you religiously. Strengthen your online presence, and meet new people on the social websites like Squarespace. Join freelance groups online, and stay regular in the forums and discussions. Let people recognize with your valued suggestions and thoughts on the topic. This is the best idea of showcasing your skills on a large scale.

Initially, grow your connections by doing Pro Bono work. This move will expose you to larger corporations and businesses more easily. You can get good experience with the reputed organizations, and a chance to make influential contacts in your industry. Grow your income with these freelance projects and get closer to your financial goals. 

Prepare Yourself For The Retirement

Tony Wiley Chicago - You have spent so many years working hard and going through a daily grind to chase your dreams. It is the moment to slow down and think about the coming years of your life, often described as the golden years. Retirement: It is that phase of life when you wish to live to the fullest without any boundations and barriers. One more aspect of this golden phase that is not very pleasing is having no source of regular income . How do you wish to manage your daily expenses and complete your wish list without any money in your pocket? This is why you must be prepared for the changes in the retirement years or maybe you need to plan the things according to your wish list.

Firstly, decide a date of your retirement. This step will help you identify the time you have to plan for the final moment. The retirement date will keep motivating you to work harder and accomplish the goals you've set for your retirement. If you are aware that only a few years are left in the retirement, then it is easy  to finish of the most essential tasks within that time span. Just list down the things you want to do before the final day, and start completing them one by one.

Secondly, it is the time to know about your financial state. Savings, debts, mortgages, investments, expenses, etc. Prepare a retirement planning worksheet in which you clearly state all the figures of your savings on one column, mortgages and debts on the second column, expenses and investments in the third. It is said that at the time of retirement, you must have at least 70-80% of your current income with you. So, look at the chart and see where do you stand according to this figure. If you lag behind, then pull up the socks and start getting more active towards saving.

Debts and mortgages can also be counted in the expenses, as this money is gone from your account on regular intervals. On fixing the date of your retirement, you will know that in this short period, you have to overcome the pressure of these debts. You are definitely not willing to take the burden of these debts in your retirement years. The situation will get worse with no income and hefty debt amounts.

Talk to your spouse about your retirement plans and encourage their thoughts on these ideas. This conversation will help in understanding each others requirement for the later years of life, when both of you would like to have a peaceful life. Discuss and come to a common solution to all the money problems you need to solve before the retirement. A support from a family member in this planning plays a vital role in the success of the process.